Don’t change title until you see the whole picture.

Adding a child to title can look simple. Tax, control, creditors, family law, financing and the estate plan may disagree. Review the strategy before signing.

Clarify the real goal before choosing the legal tool
Identify immediate and future tax and transfer questions
Test control, housing security and family risk

Plain language · Ontario-focused · General information

What’s inside

The questions that come before the paperwork.

Define the outcome

Separate goals such as caregiving, succession, financing, probate planning and true co-ownership.

Model the consequences

Review fair market value, income tax, land transfer tax, financing, insurance and future gains.

Test the risk

Ask what happens after death, incapacity, separation, creditor claims, conflict or a future sale.

The least irreversible tool is often the best place to start.

Use coordinated legal and tax advice to protect control, family fairness, financing and the intended result together.

DEOGRACIAS REAL ESTATE GROUP INC.

DEOGRACIAS REAL ESTATE GROUP

Marlon Deogracias & Emmy Ha

(416) 888-9222

marlon@dreg.ca

CENTURY 21 Signature Service Brokerage

CENTURY 21 SIGNATURE SERVICE

186 Robert Speck Pkway, Mississauga, ON L4Z3G1

(905) 896-4622

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